Ownership Means Easier and More Flexible Mortgages

PACE Credit Union offers a wide range of financing options with the rates that you want. PACE has the ability to offer more options and greater flexibility than traditional banks because of our smaller size and, as a result, we provide more personal service to accommodate each of our member’s unique needs and circumstances. Also, since we’re a co-operative and not driven to make record profits each year, you’ll enjoy our low rates and fewer fees.



Closed Mortgages

A closed mortgage from PACE Credit Union gives you the comfort of knowing you have a great rate, the term you want and a repayment schedule that suits your resources.


Collateral Mortgages

  • PACE-setting rates! A low rate with your home as security.
  • Fast PACE applications!
  • Fully Open! Pay it off at any time.
  • The ultimate in flexible payments:
    weekly, bi-weekly or monthly



    Current Mortgage Rates

    When you are an owner of the place you bank it just makes sense that you receive better rates.  PACE members are all owners of the credit union and as such they get the best mortgage rates possible.




    High Ratio Mortgages

    • Approved CMHC & GE Capital Lender, up to 95% of appraised value
    • Fast PACE applications!
    • Option to pay down 20% of the original principal annually.
    • Flexible payments: weekly, bi-weekly or monthly




      Open Mortgages

      If you need to renew your mortgage and you are unsure what to do, an open mortgage from PACE Credit Union could be just the solution you need.




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      Online Banking

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