RRSP

Default Content

An RRSP (Registered Retirement Savings Plan) in an investment account that helps you prepare for retirement by growing your money and sheltering it from taxes. For every dollar you place into an RRSP, you can take a deduction against that year’s income. Plus, you don’t pay taxes on your retirement savings until you withdraw them.

In addition to saving for retirement, you can borrow from your RRSP to help you afford your first home or to pay for education or training.

Benefits of a RRSP

Tax benefits: Contributions are tax-deductible and you don’t pay tax on any interest, dividends, or capital gains your investments earn.

Flexible contributions: You can carry over any unused contribution room, so it’s easy to strategically contribute more or less depending on your income.

Customized savings: Build an RRSP that fits your goals from a wide range of investment and savings options – including GICs, bonds, and ETFs.

 Contact Your PCU Personal Account Manager to discuss your RRSP today!

 

Online BankingExpand/Collapse

Online Banking

Not signed up for online banking?

Our Contact Centre can help
1-877-588-7223

ONLINE

Applying to become a member only takes a few minutes!

IN PERSON

Book an appointment and talk to a specialist at a PACE location near you.

Security Guarantee

Our online banking system is safeguarded with the best security available in a commercial environment.