PACE Credit Union Credit Cards

Convenience, Flexibility & the Freedom to Charge It.

There are some things money can't buy for everything else, there's Mastercard.

At PACE we offer our members the convenience and international acceptance of the Credit Union Mastercard. We also offer a broad range of Mastercards featuring rewards programs, roadside assistance and a host of other features. From the student Mastercard to the Mastercard for business, we cna provide our members with a product that is ideally suited to their needs.

Why should you have a Credit Union Mastercard credit card?

All Credit Union Mastercard credit cards provide you with convenience, financial flexibility and security. Use a Credit Union Mastercard credit card both locally and internationally, wherever you see the well-known Mastercard logo. Whether you are booking a flight, paying tuition, or purchasing supplies for your business, Credit Union Mastercard has the credit card to meet your needs.

Which PACE Credit Union Mastercard best suits your banking needs?

Consider what you will be using the credit card for, how much credit you need, and which features appeal to your lifestyle.

No matter which card you choose, these core features are automatically yours with every Credit Union Mastercard credit card:

1. Global acceptance at 15,000,000 locations worldwide
2. ATM access at over 370,000 locations in 220 countries
3. Emergency cards and emergency cash with one phone call
4. Lost and stolen card assistance 24 hours a day, 7 days a week

Credit Union Mastercard Credit Cards and features:

Credit Union Low Fee Mastercard

 The Credit Union Low Fee Mastercard gives you select features and benefits with a low annual fee. Enjoy the security of Purchase Protection and Extended Warranty on most items purchased with your Mastercard. Travel worry-free with Mastercard RoadAssist, and emergency cards and cash. The "Take 5" Travel Rebate Program saves you 5% on travel arrangements made through Canadian Travel Co-op. Annual Fee: $12.00

Apply today

CHOICE Rewards Option on the Low Fee Card

Sign up for CHOICE Rewards for just $24.00 (which includes the $12.00 annual fee) and earn one point for every dollar spent on your Low Fee Mastercard. Points can be redeemed for brand-name merchandise, travel certificates and vacation packages. Plus, you receive all the features of the Low Fee Mastercard.

Apply today

Credit Union No Fee Mastercard

The No Fee MasterCard is perfect for you if you are not interested in a value-added credit card. You will automatically accumulate CHOICE Rewards points with this card, but at half the rate of other Credit Union Mastercard credit cards (1 point for every $2.00 spent on the card). 

Apply today

Credit Union Gold Mastercard 

The Gold Mastercard offers you an outstanding set of features, such as MasterRental, MasterTrip, MasterLegal and MasterPurchase. This is the perfect card for those of you who require a higher credit limit and the added security of an extensive travel package. Annual Fee $96.00

Apply today

CHOICE Rewards Option on the Gold Card

Enjoy the benefits of the Gold Mastercard, and reward yourself with CHOICE Rewards. With extra room to spend on this card, your points will accumulate quickly. Redeem your points for merchandise and travel packages from the CHOICE Rewards catalogue, or apply them to a travel certificate. Annual Fee: $120.00

Appy today

Credit Union Student Mastercard

If you are a student between the ages of 18 and 25 years old enrolled in a post-secondary institution, this Mastercard has everything you need to make the grade. Receive a credit limit up to $1,000.00, and start building a credit history - before you graduate. The Student Mastercard features Purchase Protection and Extended Warranty  on most purchases you make with the card. The core features of Credit Union Mastercards are automatically yours with this card. Flexible and convenient, the Student Mastercard is a great credit card for you. No Annual Fee

Apply today

Credit Union Platinum Class Mastercard 

Platinum Class offers you a very attractive points acceleration program all its own. The Platinum Class Travel Rewards program rewards you with a 2% return towards the travel of your choice. This travel rewards program is more flexible and provides greater value than other airline-affiliated programs because you have the opportunity to select any airline, any travel time and no blackout periods apply.

Enjoy full coverage offered by MasterRental, MasterTrip, MasterLegal, MasterPurchase, (Purchase Assurance and Extended Warranty),  Master RoadAssist, and access to emergency cash and cards. Annual Fee: $150.00

Apply today

Credit Union Business Card Mastercard

The Credit Union Business Card Mastercard offers small businesses and corporate members added functionality by providing expanded features for convenience and financial control. This card can carry any number of names on the account. Credit limits can be set at the card level, and statements are sent directly to each cardholder and to the person administering the account for your business. Annual Fee; $50.00, plus $10.00 per card per year.

Appy today

Apply for the Credit Union Mastercard credit card that best meets your needs!

For current interest rate and fee information call 1-800-561-7849. To check your Mastercard balance online click here.

For more information on the credit cards we offer please visit:


Online BankingExpand/Collapse

Online Banking


Applying to become a member only takes a few minutes!


Book an appointment and talk to a specialist at a PACE location near you.

Security Guarantee

Our online banking system is safeguarded with the best security available in a commercial environment.