PACE Credit Union Credit Cards

Convenience, Flexibility & the Freedom to Charge It.

There are some things money can't buy for everything else, there's Mastercard.

At PACE we offer our members the convenience and international acceptance of the Credit Union Mastercard. We also offer a broad range of Mastercards featuring rewards programs and a host of other features. From the student Mastercard to the Mastercard for business, we can provide our members with a product that is ideally suited to their needs.

Which PACE Credit Union Mastercard best suits your banking needs?

Consider what you will be using the credit card for, how much credit you need, and which features appeal to your lifestyle.

No matter which card you choose, these core features are automatically yours with every Credit Union Mastercard credit card:

1. Global acceptance at 15,000,000 locations worldwide
2. ATM access at over 370,000 locations in 220 countries
3. Emergency cards and emergency cash with one phone call
4. Lost and stolen card assistance 24 hours a day, 7 days a week

Cash Back

PACE Collabria Mastercard


World Card

Take advantage of wide world of privileges with the credit card that builds elite-level rewards and offers generous benefits.

$120 annual fee, 19.90%
2 points for every $1 spent

Learn More About World

PACE Collabria Mastercard


Centra Gold Card

Earn rewards points toward the things you want while you keep more money in your wallet with a low annual fee and a low interest rate.

$50 annual fee, 9.90%
1 point for every $1 spent

Learn More About Centra

PACE Collabria Mastercard


FlexRate Card

Get the best of both worlds when it comes to your credit card with flexible rates and flexible rewards.

$40 annual fee
Prime Rate + 6.9% to 15.9%
1 point for every $1 spent

Learn More About FlexRate

PACE Collabria Mastercard


Cash Back Card

Earn cash back for making the purchases you already make. Making it easy to put money back into your wallet.

No annual fee, 19.90%
1 point for every $1 spent

Learn More About Cash Back

Travel Cards

PACE Collabria Mastercard

Travel Rewards Card

Pair valuable reward points with important travel privileges to help protect you and your belongings as you experience the world.

$99 annual fee, 19.90%
1 point for every $1 spent

Learn More About Travel

PACE Collabria Mastercard

US card

US Dollar Card

Avoid foreign transaction fees and enjoy travel privileges all while earning valuable rewards on your US purchases.

$50 USD annual fee, 19.90%
1 point / every $1 spent

Learn More About US


PACE Collabria Mastercard


Student Card

Put yourself on the road to a strong financial future by building your credit history with this no annual fee credit card.

$0 annual fee, 11.90%

Learn More About Student


PACE Collabria Mastercard


Classic Card

Enjoy this option that delivers all the convenience you'd expect in a major credit card with a low anual fee and a low interest rate.

$30 annual fee, 11.90%

Learn More About Classic

Online BankingExpand/Collapse

Online Banking

Not signed up for online banking?

Our Contact Centre can help


Applying to become a member only takes a few minutes!


Book an appointment and talk to a specialist at a PACE location near you.

Security Guarantee

Our online banking system is safeguarded with the best security available in a commercial environment.