I consent to the Credit Union, and its agents and representatives, collecting, using, and disclosing my personal information provided in connection with this Application, and any changes or additions to this information provided in the future, for the purposes of:

1. providing me, or a third party for whom I am acting, with Credit Union products and services that I have applied for or may apply for in the future and providing information to suppliers of products and services to me or the Credit Union in connection with providing these Credit Union products and services;
2. understanding my needs and determining the suitability of products and services for me; determining my eligibility for these products and services;
3. establishing my identity; verifying information provided by me with third parties including my employer and other financial institutions, verifying information provided by third parties; administering the Account; and making sure my records are kept separate from others with the same name;
4. protecting me, a third party for whom I am acting, or the Credit Union from error and fraud such as identity theft;
5. collecting a debt owed to the Credit Union;
6. transferring or selling Credit Union assets, such as in an acquisition, merger, loan syndication, securitization of loans, or sale of loans;
7. complying with legal requirements, including money laundering laws and regulations; and
8. sending me financial information, the Credit Union newsletter, and information about Credit Union activities or events.

I consent to the Credit Union, and its agents and representatives, disclosing my personal information to:

1. suppliers of products and services to me or the Credit Union, including data service providers, cheque printers, card manufacturers, affiliates of the Credit Union, provincial or national central Credit Unions or trade associations, in connection with providing and administering my Account and other products and services provided to me, or a third party for whom I am acting;
2. participants in the payment and clearing systems in connection with providing or administering my Account and other products and services provided to me or a third party for whom I am acting, and to other financial institutions that I request pay cheques drawn on the Credit Union;

If there is more than 1 Applicant, I consent to the Credit Union disclosing information about the Account as instructed by either/any 1 of the Applicants.