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Mortgages
• Equity Lines of Credit
• High Ratio Mortgages
• Open Mortgages
• Closed Mortgages
• Collateral Mortgages
• Instant Mortgage Funding
• Bridge Financing
• Mortgage Types & Service Chart
The time is right to purchase a home.
Home prices have declined and mortgage rates have never been better. Additionally, the 2009 Federal Budget has provided some enhancements for both first-time and existing home owners that include:
- The amount that first-time home buyers can withdraw tax-free from their RRSP to use as a down payment has increased from $20,000 to $25,000.
- First-time home buyers may also be eligible for a $5,000 non-refundable income tax credit that will provide up to $750 in federal tax relief for 2009.
- Home renovation tax Credits from the federal government up to $1,350 are being made available to encourage renovation and energy retrofits to your home or cottage.
And that’s not all. If you’re thinking about using the equity in your home to finance other goals, ask us about the advantages of a PACE Equity Line of Credit. Our generous repayment options are great for everyone, especially people with fluctuating incomes. We offer PACE-setting rates and you can borrow based on your home’s appraised value. Getting started is simple and once you’re approved you can borrow again and again up to your individual limit. Our Equity Line of Credit is easy to access and you pay no fees when it’s not in use. Now that’s flexibility!
If you have an existing mortgage or Equity Line of Credit with another institution, call and arrange for a free review today. We’ve made home ownership more enjoyable and affordable for thousands of our members for many years. We welcome the opportunity to do the same for you.
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